Most countries have rulings requiring motorbike insurance. The basic concern of legislation is normally directed towards third party damage (damage inflicted on other persons by the user of the bike). That is normally the minimum motorbike insurance that is required for anyone to be able to drive a motorbike on public roads. However, a person may choose comprehensive coverage if he wishes to include damage to himself and his motorbike in the insurance.
In legal terms, the person insuring is the